WhatsApp-powered collections

Get paid.
On time.
Every time.

Recover Rail sends smart, culturally calibrated WhatsApp reminders when invoices are due, and escalates automatically when clients go silent. Stop chasing. Start collecting.

Udyam MSME Registered DPIIT Recognition: Applied
Paisa Waqt Pe dashboard showing outstanding invoices and collection stats
₹2.3L collected today

The Problem

Profitable on paper.
Broke in the bank.

India's micro and small businesses deliver the work, send the invoice, and then wait. And wait.

₹7.34 lakh crore

stuck in delayed payments to Indian MSMEs

GAME–FISME–C2FO Delayed Payments Report 3.0, 2025

Day 0

Invoice sent. Work delivered.

Terms say 30 days. The owner moves on, expecting payment.

Day 55

Still unpaid. Cash dries up.

  • Salaries due
  • Supplier payments overdue
  • GST and statutory dues waiting

The real human barrier

The blue-tick problem

Most owners know they should follow up. They don't, because watching a client read the reminder and go silent is genuinely embarrassing. The discomfort, not laziness, is why the money stays stuck. Recover Rail removes the human awkwardness entirely.

How it works

Set it up once.
Collections run on autopilot.

Connect your invoices, choose a reminder sequence, and let Recover Rail handle follow-ups over WhatsApp, automatically.

1

Add your invoices

Import from Tally, Zoho Books, or enter manually. Assign each invoice to a client with their WhatsApp number.

2

Pick a WA sequence

Choose from Gentle, Firm, or Gentle→Firm→Pause. Each sequence is tone-calibrated for Indian business culture.

3

Track & escalate

Get blue-tick alerts when messages are read but ignored. Escalate with one click or let the system do it on day 21.

The product

Everything in one place.

Track every rupee, every client, every reminder from a single clean dashboard.

app.recovrail.in / dashboard

Outstanding

₹4,32,000

across 8 invoices

Overdue

₹1,85,000

3 invoices past due

Paid this month

₹2,10,000

4 invoices settled

Invoice Client Amount Due date Status Last action
INV-024 Mehta Constructions ₹85,000 1 Jul 2026 in 6d Pending Pre-due reminder sent
INV-023 Sharma Events Pvt. ₹1,20,000 15 Jun 2026 10d overdue Overdue Day 7 escalation sent
INV-022 Digital Nest Agency ₹45,000 20 Jun 2026 5d overdue Reminded Due-day reminder delivered
INV-020 TechSpark Solutions ₹2,10,000 1 Jun 2026 Paid Paid via Razorpay

RecoverRail 2:14 PM

Namaste Mehta ji, this is a gentle reminder that Invoice #024 for ₹85,000 is due on 1 July. Please let us know if you need anything. 🙏

✓✓

Features

Everything you need
to collect faster.

Built specifically for Indian SMBs, with WhatsApp at the center, not email.

Tone-calibrated WA sequences

Every sequence is written for real Indian business relationships, not cold robotic reminders. Messages start gentle on day 1, build to firm on day 7, and escalate by day 21.

1

Day 1: Soft hello

Morning of due date. Friendly, zero pressure.

[Name]ji just a gentle reminder that invoice [INV] for [amount] is due today. Please let me know if any questions. UPI details attached.
2

Day 7: Warm check-in

Assumes good faith. Opens a door for them to explain.

"Hi [Name], following up on the invoice from last week. Sometimes these get lost in a busy inbox. No rush if there is a delay, just let me know so I can plan accordingly."

Blue tick escalation

Know the moment your message is read but ignored. Get an alert after 48 hours and decide to escalate tone or call directly.

Read receipt tracking 48h alert

Collections analytics

See which sequence recovers money fastest, the best time to send WA messages, and your top slow-payers, so you stop guessing.

Recovery rate by sequence

Analytics

Know which nudges
actually work.

Every business is different. Paisa Waqt Pe shows you your collection rate by sequence, the hours your clients actually respond, and which clients are habitually late.

Recovery rate by sequence

See which tone recovers more ₹

Best time to send messages

82% reply rate at 9–10 AM

Top slow payer alerts

Identify clients before they become a risk

Collection rate by sequence

Last 30 days · 847 invoices tracked

Gentle → Firm → Pause 84%
Firm from day 1 71%
Gentle only 58%
9–10 AM Best send window
48 hrs Avg. read-to-reply
Day 7 Peak recovery day

By the numbers

The numbers behind smarter collections.

84 %

Average collection rate

21 d

Average days to collect

61 %

WA open rate

Pricing

Simple, honest pricing.

No setup fees. No per-message charges. Pay monthly, cancel anytime.

Starter

Hook the user

Free

Try Recover Rail with no commitment. Full access for 7 days, then core features free forever.

  • Up to 5 active invoices
  • Core WA sequences
  • Basic dashboard
  • Manual reminders
  • Analytics
  • Auto-escalation
Start for free

Essential

Core collections

₹499 /mo

For freelancers and solo consultants ready to stop chasing payments manually.

  • Up to 20 active invoices
  • All WA sequences
  • Auto-escalation
  • Basic analytics
  • GST PDF export
  • Team access
Get started

Pro

Unlimited + integrations

₹1,999 /mo

For established businesses with high invoice volumes and team members.

  • Unlimited active invoices
  • Custom WA sequences
  • Tally / Zoho Books sync
  • Analytics: Full + exports
  • White-label
  • Team access + priority support
Get started

7-day free trial. No credit card required.

Stop chasing payments.
Start closing deals.